Supplemental Health Care Coverage

Get a quote today and see how The Ahlbum Insurance Group can save you money.

Saving You Money On Supplemental Health Care Is Our Mission

Health Care costs can easily exceed your insurance coverage. That’s where Supplemental Plans come in. We are here to save you money while providing the most complete coverage possible.

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Medicare Part A (Hospital Insurance)

  • Helps cover inpatient hospital care.
  • Helps cover skilled nursing facility care, hospice, and home health care.
  • Patients are responsible for deductible for hospital confinement.
  • Patients are also responsible for a co-payment after 20 days of skilled nursing confinement

Medicare Part B (Doctors)

  • Helps cover doctors’ services, hospital outpatient care, and home health care.
  • Helps cover various preventive services to help maintain a healthy lifestyle.
  • Help pay for durable medical equipment.
  • Patients are subject to yearly deductible under part B.

Medicare Part C (Medicare Advantage Plans) (HMO)

  • Medicare advantage plans are health plans run by Medicare-approved private insurance companies.  Medicare advantage plans take over your Medicare and include Part A, Part B, and usually other coverage like prescription Drug coverage.
  • These plans carry a doctor network and only allow you to see doctors within the plan.

Medicare Part D (Medicare Prescription Drug Coverage)

Part D helps with your prescription drug coverage on different Medicare plans.  These plans are offered by insurance companies and private companies that are approved by Medicare.

  • Helps cover the cost of prescription drugs.
  • May help lower your prescription drug costs and help protect against higher costs in the future.

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Are you interested in keeping your premium costs low?
Are you in reasonably good health?
Are your visits to the doctor infrequent?
Do you fave the financial ability to pay out of pocket expenses?
Do you prefer to use insurance premium savings for other needs?

If you answered “yes” to more than one of these questions, a Medicare Supplement (Medigap) plan might be the right choice for you.

Medigap Plan C

Medicare Supplement Plan C is almost as comprehensive in coverage as Plans F and G. However, like Plan F, you cannot buy Plan C if you became eligible for Medicare on or after January 1, 2020.



  • 100% of Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used).
  • 100% ** of Medicare Part B (physician) coinsurance or co-payment (generally 20% of outpatient expenses).
  • 100% of Blood deductible coverage (the cost of the first three pints of blood).
  • 100% of Part A hospice coinsurance or co-payment.

Does not cover:

  • Skilled nursing facility care co-insurance.
  • Part A Deductible.
  • Part B deductible.
  • Part B excess charges.
  • Foreign travel emergency.

Get A Quote For Your HDF Medigap Plan And See How The Ahlbum Group Can Save You Money


Saving You Money On Supplemental Health Care Is Our Mission

Call for a free quote now!


2000 Banks Road, #209
Margate, FL 33063