The Ahlbum Insurance Group
The Ahlbum Insurance Group is dedicated to helping people find the best insurance solutions for their medical needs and their finances. We know insurance can be confusing and we help you sort it out. We have been able to help many sort out the best solutions for:
- Medicare Insurance
- Medigap Insurance
- Medicare Disability Insurance
- Life Insurance
- Long Term Care Insurance
- What information we and this Website collects from and about you;
- What we and this Website does with the information it collects from and about you;
- With whom we and this Website shares the information it collects from and about you;
- This Website’s and our opt-out policy;
- This Website’s and our policy on correcting and updating personally identifiable information; and
- This Website’s and our policy on deactivating your name from our database.
We collect information that you provide to us when you use this Website. In connection with your use of the Website, you may be required to provide us with certain information, including, without limitation, some or all of the following information:
- Date of birth
- E-mail address
- Mailing address
- Telephone number
Information collected from you may be combined with other personally identifiable information or demographic information obtained from secondary sources, such as address update services.
When you use this Website, the server automatically recognizes you by your “cookie”. This cookie acts as a unique identifier, which allows us to personalize this Website to your specified interests and allows us to keep track of your activity on this Website. This information may be added to your personal profile and used to deliver offers and advertisements that are most relevant to your interests.
Furthermore, we retrieve certain information from your browser, including, without limitation, your browser type, platform-dependent information, requested document, referrer URL, date and time of your visit, your account information, purchase transaction detail (from third-party merchants on this Website) and the IP address associated with your transactions in the system. These categories of information, sometimes called “log-file data” or “clickstream data”, are used to monitor this Website’s performance, analyze traffic patterns and usage and ensure that the Website and the transactions performed through it function properly. This information also may be appended to your personal profile so that we may further tailor this Website to your interests and send offers to you based on such information.
Many of our advertisers also utilize third-party cookies to identify you. We and our advertisers also currently use third-party cookies and clear pixel GIFs (also referred to as “web beacons”) to measure page views on this Website, our advertisers’ websites and responses to e-mails. These devices allow us to identify unique visitors to this Website and your visits to the advertisers’ sites, and act as a counter for ongoing monitoring of this Website, e-mail and corresponding future transaction activity related to a specific offer for both us and our advertisers. These commonly used counters collect absolutely no personal information and, as always, this technology is only used to enhance this Website and make it more relevant to your personal interests and to measure the effectiveness of our e-mail and advertising campaigns.
Use and Sharing of Information:
We may use the information that you supply through this Website (a) to fulfill, or allow our third-party partners to fulfill, your requests for products and services; (b) to address problems with this Website, our or the applicable third-party advertiser’s business or our or the applicable third-party advertiser’s products or services, (c) to protect the integrity of the Website and our and our third-party advertisers’ businesses, (d) for verification purposes and (e) for marketing purposes. Your contact information also is used to reach you, when necessary. We may transfer and/or sell our user information and/or join together with other businesses to bring selected opportunities to our users. We are able to offer products and/or services to you, in part, based on your willingness to be reached by our third-party advertisers. By allowing us to make the information you supply available to these third parties, you will receive free information on products and services that may be of interest to you.
Following the purchase of products or services from our third-party advertisers, such advertisers may require that we transfer some or all of the information that you supplied to us. Additionally, we create internal reports on user demographics and traffic patterns for our third-party advertisers and partners. We may include your personal information in our reports. This information allows our third-party advertisers to deliver, and our users to receive, more relevant advertisements. We reserve the right to transfer and/or sell aggregate or group data that we receive from you for lawful purposes. Aggregate or group data is data that describes the demographics, usage or other characteristics of our users as a group without disclosing our users’ personally identifiable information.
We also use contact information that you supply to us to send you information about us and to keep you informed of our other products and services, and/or those of our affiliates, which may be of interest to you. Please keep in mind, however, that we do not control, and we are not responsible for, the practices of our third-party advertisers. If you wish to stop receiving future e-mail marketing communications from us, please follow the procedures set forth under the heading “Opt-Out/Unsubscribe” below.
We provide you with the opportunity to receive special offers, products and/or services from other third-party advertisers. To receive such offers, products and/or services your personally identifiable information supplied to us may be shared with such third-party advertisers so that they may provide their product or service to you without requiring that you first complete another registration form.
By submitting your e-mail address to us at this Website or otherwise and/or obtaining products and/or services through this Website, you agree to receive e-mail marketing from us and our third-party advertisers. In addition, you agree that such act constitutes a purchase and/or an inquiry or an application for purposes of the Telemarketing Sales Rule, 16 C.F.R. § 310 et seq., as amended from time to time (the “TSR”). Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s or a State’s Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the TSR and applicable States’ laws, rules and regulations. Moreover, by registering with, or requesting information from, a third-party advertiser at or through this Website or otherwise, such action constitutes a purchase and/or an inquiry or an application with the respective third-party advertiser for purposes of the TSR and you may be contacted via e-mail, direct mail and/or telemarketing by such third-party advertiser in accordance with the TSR.
We reserve the right to release current or past user information (a) to our service providers to provide business, professional or technical support functions; (b) in the event we reasonably believe that this Website is being or has been used to commit unlawful acts; (c) as necessary if we have reason to believe that such disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with our rights or property, other users of this Website, or anyone else that could be harmed by such activities (d) to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law or as otherwise required by law or (e) if we are sold or acquired, through an asset sale, merger, corporate reorganization or otherwise. Moreover, you hereby consent to disclosure of any record or communication to any third party when we, in our sole discretion, determine the disclosure to be appropriate, as permitted by law, including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time.
This Website or other offers for goods and services that we may send to you may contain links to other third-party owned and/or operated websites. We are not responsible for the privacy practices or the content of such third-party websites. In some cases, you may be able to make a purchase though one of their third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and we have no responsibility or liability relating to such policies or practices.
We have taken certain physical, electronic, contractual and managerial steps to safeguard and secure the information we collect from Website visitors and other individuals. Please note, however, that it is your responsibility to maintain the confidentiality of your password associated with this Website, if any.
In addition to using a variety of security technologies and procedures to protect your personal information generally, to the extent your Social Security Number (“SSN”) is collected, we also take measures to maintain its confidentiality, to protect it from unlawful disclosure and limit access to it by unauthorized third parties. Specifically, we will not make your SSN available to the general public, print your SSN on any card, require your SSN to access products or services, require you to transmit your SSN on the Internet unless the connection is secure or the SSN is encrypted, or require you to transmit your SSN to access a web site without requiring additional authentication.
Ahlbum Insurance Group
2000 Banks Road, Suite 209
Margate, FL 33063